Insurance adjusters and public adjusters are two different types of professionals who assess damages and losses for insurance claims. Insurance adjusters are employed by the insurance company, while public adjusters work on behalf of the policyholder.
Here are some key differences between the two:
- Who they represent: Insurance adjusters work for the insurance company and are responsible for assessing the damage and determining the amount of compensation the policyholder is entitled to. Public adjusters work for the policyholder and advocate for their interests in the claims process.
- Cost: Insurance adjusters are typically paid by the insurance company, while public adjusters are paid by the policyholder. Public adjusters usually charge a percentage of the settlement amount.
- Expertise: Insurance adjusters are trained to assess damages and losses, but they may not have specialized expertise in specific types of claims. Public adjusters often specialize in specific types of claims, such as natural disasters or water damage, and have in-depth knowledge of the claims process.
- Conflict of interest: Insurance adjusters are employed by the insurance company, so there may be a perception of a conflict of interest in the claims process. Public adjusters work for the policyholder and can provide an independent assessment of the damages and losses.
In summary, while insurance adjusters work for the insurance company and public adjusters work for the policyholder, both play important roles in the claims process. The choice between hiring an insurance adjuster or a public adjuster will depend on the specific circumstances of the claim and the preferences of the policyholder.
On average, a policyholder makes 747% more money using a Public Adjuster. (Source OPPAGA)
If you opened a claim with your insurance, our team can help you get paid, we have handled all types of claims in the past and we are confident in the fact we can assist you in these troubling times.
Call or Text me anytime at my Personal Cell (786) 818-9642 or send me an email at Armando@CaliberAdjusters.com
